BILL - There was discussion a year or two ago about WHY IH only built 7 or 8, 10, & 12 HP GD's. And all the higher HP tractors were hydro. But the HP limit is NOT the 4-1/2" dry plate clutch. Yes, it does have a limit to how much torque it will transmit in stock form, but there's other things that will fail in the rearend before you smoke the clutch.
The diff. carrier bearing retainers are a weak spot. The OEM cast iron pieces will crack & break, and usually you'll destroy the ring gear & pinion gear/shaft. The after-market machined billet aluminum retainers solve that issue to well past 70-80 HP. The top sliding gear shaft is prone to twisting once it delivers over 15 HP at it's rated 515 RPM. Now just putting a 15 or more HP engine in a CC doesn't twist the shaft, you have to have ZERO tire slippage under a HARD pull to twist the shaft. And there's after-market solutions to that problem also, that are cheaper than the OEM parts and just a bit more expensive than used OEM parts.
There's ALL types of clutch improvement parts, stiffer pressure springs, aluminum friction plates, twin-disk clutches. The Cub Cadet GD's are actually MUCH harder on the transmission & rearend that ANY Cub Farmall or LoBoy ever was. The CC rearend runs behind a 7:1 reduction gearbox, so a 7 HP Kohler stresses it as much as a FIFTY HP Cub. The Cub transmission runs at engine speed, 1400-1800 RPM, and the reduction is at the ends of the axles. The bearings, gears & shafts don't are how fast they run, just how much torque they have to transmit.
The comment I heard an engineer at FARMALL make over 30 yrs ago was that the rear hole in the 5/8" dia 1018 steel drive shaft, the front hole the coupler attaches to, tends to wallow out in normal use, mowing, towing carts, stopping/starting, etc over an extended time in the 10 HP & up CC's. The 7 & 8 HP tractors seem to run FOREVER with no wear to that hole. The 70 clutch I tore apart Saturday I assume was the factory parts from 1965, and the 1/4" spirol roll pin & drive shaft were fine, as was the driveshaft in my 72 back in 1981 when I got it until 1985 when I dropped the K241 in it. By 1990 I had to replace the driveshaft because of the wear in that hole. And THAT shaft was wore out by 2005 when I dropped the K321 in it. The after-market 4140 pre-hardened alloy steel drive shafts help that issue a L-O-T, but I can't tell you how much since I have about another 10-15 yrs of durability testing to complete. But the real solution is to install a second roll pin into that end of the coupler & driveshaft. It's the ONLY place there's only ONE 1/4" roll pin driving the whole tractor. The rear end of the coupler pins to a machined & carburized 1040/1045 carbon steel pinion shaft, VERY hard & wear resistant on the outside, soft on the inside for shock absorption, and I've NEVER seen one of the pinion shafts wallow the roll pin hole out.
In stock form, a GD CC should be able to run a long time with 20 HP for general use, mowing, pushing snow, blowing snow, towing big carts loaded with lots of weight. The clutch may need a stiffer pressure spring if you weight the tractor up over 1000-1200# and pull it hard. But thanks to the fact the GD CC is the rearend of choice for the Quarter-Scale pullers, whatever you break, there's a better part to replace the broken parts with.
Check out "Garden Tractor Pulling" on U-tube, especially the diesel super-stockers blowing smoke. Regardless of the color on the sheet metal, they're just about ALL GD CC's.
Guess I hang out too much with the garden tractor pullers. What's always funny, is their opinion of what's "Good" is always colored by what works to drag the transfer sled 300+ ft maybe 6-8 times in a day the furthest with a week or two to repair the damage. Me, I want to run my CC's all summer with just adding gas, maybe a little oil & grease, and an oil/filter change or two, maybe a simple adjustment, and NO broken parts.
Another thing to remember, when IH released the CC for production, 1960~1961, they were still smarting from the sting of the 460/560 FARMALL rearend fiasco. You can't blame IH for NOT making a very conservative decision on how much HP was too much in a GD CC. Plus the higher HP CC's would compete directly with the Cub & LoBot tractors. Thing I find interesting, the diff bearing retainers in a hydro are the same parts as in a GD, and I've never heard of anyone breaking a retainer in a hydro, but it's one of the first up-grades pullers do along with the stiffer clutch springs.