If you ask enough questions over a period of time, you can almost figure out if it is a scam or not. Scammers do not like to answer questions, they just want you to hurry and send them the money.
Legitimate people do use odd names to protect themselves. Almost all sites require a code name, and suggest you do not use your real name.
Curt,
If I am not mistaken, the seller gets his money, and the credit card company eats the loss. It is too costly for the card co. to try and track down the seller and get their money back.
Kind of like shoplifting. Stores do not prosecute shoplifters, because of the cost of legal fees, court costs, and time spent in court.
There was an instance on the news the other week where a woman employee tried to stop a shoplifter. When management found this out, she was fired from her job!
I have personally witnessed people going out of Walmart with a shopping cart full of stuff with nothing bagged up, and no receipt. They just went straight out of the store, nowhere even close to a checkout. No one even said anything. I thought if the store don't care, why should I?